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Personal Loan

  • Loans available from $1,000 to $25,000
  • Quick decision, you could receive immediate funds
  • No setup or arrangement fees
  • Global HeritageCityBank Advance customers could get 10% cashback
The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
Are you eligible?

To be eligible for a Personal Loan you need to:

  • have a Global HeritageCityBank or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must have an Global HeritageCityBank current account)
  • have an annual income/pension before tax of $10,000 or more
  • be over 18 and a resident of the country

    • Not available for customers with a Basic Global HeritageCityBank Account.

    We do not offer our Personal Loans for a number of purposes including:

  • The purchase of property or land (both US & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

    • In addition, our Personal Loans should not be provided for:

  • Gambling
  • Business purposes
  • Share dealing

    • Please note that this list is not exhaustive.

    Our Personal Loans are subject to status.

View details

3.3% APR Representative

for loans between $7,000 and $15,000.

Global HeritageCityBank Veritas Personal Loan

  • Exclusively for Global HeritageCityBank Veritas customers
  • Loans available from $1,000 to $50,000
  • Quick decision - you could receive immediate funds
  • No set up or arrangement fees
  • Make unlimited overpayments free of charge
The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
Are you eligible?

To be eligible for a Global HeritageCityBank Veritas Personal Loan you need to:

  • Hold a Global HeritageCityBank Veritas Account – for further information please click here
  • You are 18 years or older
  • Your residential address is within the EU

    • We do not offer Global HeritageCityBank Veritas Personal Loans for a number of purposes including:

  • The purchase of property or land (both US & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

    • In addition, a